Our Business Philosophy

Open Architectural Structure

As an independent, fee-based practice, we incorporate an open architecture for strategic advice. We offer no proprietary products, so we are not bond to a single company or product. Together we can explore financial directions and options that work best for you as our client.

Emphasis on Long-Term Investment Performance

Within a customized financial blueprint tailored for specific client needs, we emphasize long-term investment performance based on effective asset allocation*, diversification, industry leading products and services, cost minimization, risk reduction, and efficient tax management.

Transparent Operations

We practice transparency with respect to all services, fees, financial planning, and investment approaches. Committed to due diligence with the products and services offered, I invest in the same or similar products that I recommend to my clients and am willing to share my personal investment statements to build client confidence.

Sound, Sophisticated Techniques

Committed to best of breed products and strategies, we utilize advanced methods for portfolio stress testing, risk assessment and testing, and lifetime income forecasting, including Monte Carlo simulation, when analyzing and designing customized financial plans.

^{Additional Kestra Investor Disclosures}