Broker Check

Our Financial Planning Process

SNOW FINANCIAL GROUP, LLC  follows a thorough and reliable planning process to deliver comprehensive, prudent, and personalized planning services. 

While managing downturns and unforeseen events along the way, Snow Financial Group's command of comprehensive financial planning allows clients to take full advantage of products aimed to preserve and propel wealth, with the goal of helping clients to move ever closer to their financial dreams. 

Advanced strategies used by Snow Financial Group, LLC throughout this process, including Monte Carlo Simulation, portfolio stress testing, and lifetime income forecasting, link clients to sound, sophisticated financial tools designed to strengthen their portfolios and manage risk. 

Understanding that every financial situation is unique, Snow Financial Group, LLC begins the process with listening to the goals and needs of each client. Once this crucial step is complete, a customized financial plan is developed, implemented, monitored, and revised as opportunities arise and needs change.

  1. Gather all relevant information

This step involves an in-depth evaluation of every client’s current financial condition and future potential while striving to uncover unknown financial opportunities and roadblocks.

  1. Define objective and subjective goals

Successful goals are Specific, Measurable, Attainable, Realistic, and Tangible. The purpose of this step is to ensure that all financial goals are SMART goals.

  1. Design and draft a formal written financial and estate plan

Written documents help to establish firmly the client's future direction and serve as guides for monitoring the opportunities for changes and adjustments along the way.

  1. Implement strategies

Implementation involves working with CPA's and estate attorneys to ensure legal, tax, risk, and product/service continuity.

  1. Monitor plans

Plans are then monitored through benchmarking progress, while identifying areas of success and opportunities for improvement and growth.

  1. Revise goals and plans as necessary

Plans and goals are revised through analyzing the impact of changes in legislation, tax law, products, services, and client needs.


*Using Asset Allocation as part of your investment strategy neither assures nor guarantees better performance and cannot protect against loss of principal due to changing market conditions. Diversification is a method used to help manage investment risk.

**Kestra Investment Services, LLC and its affiliates do not provide tax or legal advice. Any decisions whether or not to implement these ideas should be made by the client in consultation with professional financial, tax, and legal counsel.

***Asset protection plans should be developed and implemented well before problems arise. Due to the fraudulent transfer laws, asset transfers that occur close in proximity to the filing of a lawsuit or bankruptcy can be interpreted by the court as fraudulent transfer. Proper structuring of these assets is imperative. Please seek proper legal and tax advice prior to engaging in the retitling or structuring of any assets. Please note that laws are subject to change and can have an impact on your asset protection strategy.

This material is intended to provide accurate and current general information. It is not intended as advice. You should contact a professional advisor for assistance regarding your personal situation.

PLEASE NOTE: The information being provided is strictly as a courtesy. When you link to any of the web sites provided here, you are leaving this web site. Kestra Investment Services and its affiliates make no representation as to the completeness or accuracy of information provided at these web sites. Nor is Kestra Investment Services, LLC or its affiliates liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, web sites, information and programs made available through this web site. When you access one of these web sites, you are leaving our web site and assume total responsibility and risk for your use of the web sites you are linking to.